The UNIVERSUM Group is a collection service provider and innovative payment provider with a versatile solution package for securing the liquidity of commercial customers.

No matter whether by email, telephone or contact form: Please contact us, we will take care of your request.

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Our top solutions Overview

  • FlexiCharge®
    Protection against non-payment for energy suppliers.
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  • Debt collection
    Stop running after your money.
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  • Partner management
    Joint success through cooperation.
    Profit now
  • FlexiFit®
    Protection against payment default for membership fees in the fitness industry
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  • Purchase on account
    Offer your customers payment by invoice. We take the risk.
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  • Debt purchasing
    We buy your bad debts.
    Find out more.

Our solutions for the entire payment process

Debt Collection Management
Liquidity Management
Risk Management

Your advantages with UNIVERSUM Group

> The best of both worlds: many years of experience in debt collection & innovative payment solutions

> Trust and reliability: our high standards have been independently confirmed, awarded and certified several times

> Offline and online: Industry-specific Omni-Channel solutions for the entire payment process

To the solutions

UNIVERSUM Group At a glance

Debt Collection Management
Collection – recover outstanding debts quickly and effectively
Don't run after your money. Use our collection management.
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Offer popular payment methods easily and securely
It's all in the mix: The right payment mix as a conversion turbo
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