With Unzer you have two options to secure unsecure payment methods. With the payment guarantee, we buy 100 percent of the value of the claim from you if the customer does not pay despite a positive credit check. In factoring, the receivable is sold to us as soon as it arises.
Whether for new or existing customers: First we check the creditworthiness of the customer for you. Uncertain candidates are thus reliably identified. A positive credit check is the basis for the 100% payment guarantee we provide to you for your customer relationship. More safety is impossible.
During the checkout, the system checks whether your customer's creditworthiness is sufficient for the payment methods invoice purchase, hire purchase and direct debit. If this is the case, the moment the customer clicks the "Order" button, the resulting outstanding receivable is sold directly to us. You will receive your money as soon as possible after the order process.
Payment guarantees can be used to secure unsafe payment methods such as invoice purchases, SEPA direct debit, subscription payments and purchases in instalments. If customers fail to pay despite a positive risk assessment, we buy the receivable at 100 percent of its value. Payment security via factoring goes one step further. In this case, the receivable is sold to us as soon as it is incurred. This gives you planning security and immediate liquidity.
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